When looking for a travel credit card, the Axis Bank Atlas Credit Card catches my eye. It offers wide-ranging EDGE Miles that can be used on over 10 airlines and in three hotel loyalty programs. This makes it a top choice for air miles in India. The card’s unique features and benefits are perfect for those who travel often.
With the Axis Bank Atlas Credit Card, you can earn and use miles on various airlines and hotels. This gives you more flexibility and rewards.
Key Takeaways
- The Axis Bank Atlas Credit Card offers EDGE Miles that can be spent across 10+ airlines and three hotel loyalty programs.
- Cardholders can earn 5 EDGE Miles for every ₹100 spent up to ₹200,000 per month on travel-related spending.
- The card has a capping period for EDGE Miles transfer from 20th April 2024 to 31st December 2024.
- The Axis Bank Atlas Credit Card has a recommended credit utilization ratio of 30%-40%.
- The card offers a welcome benefit of 2,500 Edge Miles, valued at approximately 5,000 INR.
- The Axis Bank credit card has an annual fee of 5,000 + GST and a joining fee of 5,000 INR + GST.
Understanding the Axis Bank Atlas Credit Card
The Axis Bank Atlas Credit Card offers a special experience for its users. It has a tier-based system, so you earn EDGE Miles on every purchase. You get more miles for travel-related spending. The card also comes with welcome, milestone, and annual benefits.
Some of the key features of the Atlas Credit Card include:
- Earning 2 EDGE Miles per Rs. 100 spent across all categories
- Earning 5 EDGE Miles per Rs. 100 spent on TRAVEL EDGE portal, direct airlines, and direct hotel spends
- Tier upgrade spending, with options to upgrade to Gold or Platinum Tier
The Axis Bank rewards program is a big part of the Atlas Credit Card. You can use your EDGE Miles for travel, hotel stays, and more. With the Atlas Credit Card, you get many benefits and rewards. It’s perfect for those who love rewards and benefits.
In summary, the Axis Bank Atlas Credit Card is a top choice for a rewards credit card. It has a unique tier-based system and lots of benefits and rewards.
| Category | Earning Rate |
|---|---|
| TRAVEL EDGE portal, direct airlines, and direct hotel spends | 5 EDGE Miles per Rs. 100 spent |
| All other categories | 2 EDGE Miles per Rs. 100 spent |
Essential Requirements for Card Application
To get the Axis Bank Atlas Credit Card, you need to meet some basic rules. You must be between 18 and 70 years old. Also, you should earn at least INR 6 Lakhs a year.
Applying for the Axis Bank Atlas Credit Card is easy. Axis Bank gives its customers many benefits. Here’s how to apply:
- Check if you meet the age and income rules
- Get your documents ready, like a PAN Card photocopy, proof of income, and where you live
- Fill out the application form online or in person
Axis Bank’s credit card comes with lots of perks. The Atlas Credit Card is perfect for those who want to get the most from their card. It has a great rewards program and special travel benefits.
You can apply for the Axis Bank Atlas Credit Card online or by calling customer service. The application is simple. You can send your documents online or in person. The card has good interest rates and flexible payment plans, making it a smart choice for managing money.
| Eligibility Criteria | Required Documents |
|---|---|
| Age: 18-70 years | PAN Card photocopy |
| Minimum net income: INR 6 Lakhs per annum | Proof of income |
| Good credit score | Residence proof |
Exclusive Rewards Program Structure
The Axis Bank Atlas Credit Card has a special rewards program. It lets cardholders earn and use EDGE Miles with many airlines and hotels. This makes it great for those who qualify for an Axis Bank credit card.
To get EDGE Miles, cardholders just use their Axis Bank Atlas Credit Card. Travel spends earn 5 EDGE Miles for every ₹100 spent on travel booked via AXIS Bank Travel EDGE Portal, up to ₹2 lakh a month. Other eligible spends earn 2 EDGE Miles per ₹100.
Points Earning System
The points system is designed to be flexible and rewarding. Cardholders earn EDGE Miles on every purchase. They get more miles for travel-related spends. The card offers many ways to use these miles, like for flights, hotel stays, and more.
Redemption Options
Cardholders can use their EDGE Miles for flights, hotel stays, and more. The options are flexible, so cardholders can choose how to use their miles. Plus, they can earn extra miles for reaching certain spend levels.
Special Seasonal Bonuses
The Axis Bank Atlas Credit Card also has special seasonal bonuses. For example, cardholders earn 2,500 EDGE Miles for spending ₹3 lakh. They get an extra 2,500 EDGE Miles for spending ₹7.5 lakh. These bonuses help cardholders get the most out of their rewards.
Travel Benefits and Airport Privileges
As an Axis Bank credit card holder, I get to enjoy many travel benefits and airport privileges. One big perk is the complimentary lounge access. It lets me relax in style before my flight. I can enjoy up to 18 free lounge accesses every year.
Other benefits include airport concierge services and travel insurance. These help me feel safe and worry-free during my trips. The Axis Bank credit card features aim to make my travels smooth and enjoyable.
My Axis Bank credit card also offers points, discounts, and offers for frequent travelers. This means I can earn and use points, and get special deals. The Axis Bank credit card features are packed with benefits and rewards. They help make my travels more rewarding and convenient.
Shopping and Lifestyle Perks
The Axis Bank Atlas Credit Card comes with many perks for shopping and lifestyle. It offers discounts, entertainment benefits, and dining privileges. Cardholders get exclusive deals on their favorite brands and activities.
Some of the key benefits include:
- High cashback rates of up to 5% or more on specific categories such as electronics, fashion, or groceries
- Unlimited cashback on purchases made from partner merchants
- Accelerated reward points upon reaching a certain spend mark
- Welcome bonus of 5,000 Edge Miles upon completing the first transaction within 30 days of card activation
Cardholders also get vouchers, gift cards, and points that don’t expire fast. This lets them build up points for flexible use. The card gives 5X miles for every ₹100 spent on travel, perfect for those who travel often.
The Axis Bank Atlas Credit Card has a wide range of perks for shopping and lifestyle. It’s a great choice for those who want a rewards credit card. With the Axis Bank rewards program, cardholders can earn and redeem points in travel, dining, and entertainment.
How to Apply for Your Axis Bank Atlas Credit Card
To get an Axis Bank Atlas Credit Card, just follow a simple online process. First, check if you’re eligible on the bank’s website. You’ll need to share your name, birthdate, and income.
After checking your eligibility, fill out the online application. You’ll need to give more details like your address and financial info. Be careful with your answers to avoid delays.
Online Application Process
Applying for the Axis Bank Atlas Credit Card is easy and fast. You can do it from home and expect a quick response. Just visit the Axis Bank website, click “Apply Now,” and fill out the form.
Document Requirements
You’ll need some documents for your application. These might include your passport or driving license, and proof of income. The exact documents needed might vary, so check with the bank first.
Application Tracking
After applying, you can track your application online. Axis Bank lets you see where your application is at any time. This keeps you updated and at ease.
By following these steps, you can apply for the Axis Bank Atlas Credit Card. Make sure you’re eligible and have all the required documents. With its great rates and rewards, it’s a top choice for a new credit card.
Annual Fees and Charges Breakdown
The Axis Bank Atlas Credit Card has a clear fee plan. It charges an annual fee of Rs. 5,000, but this is waived for the first year. This makes it a great choice for those wanting to enjoy Axis Bank credit card features without big costs. The fee is similar to other cards, and the first-year waiver lets users try it out without a long-term cost.
Cardholders can also earn Axis Bank rewards in EDGE Miles. These can be used for travel, hotel stays, and more. The rewards program offers many options to use points, making it a big plus for regular users.
Here’s a look at the fees and charges for the Axis Bank Atlas Credit Card:
- Annual fee: Rs. 5,000 (waived for the first year)
- Joining fee: Rs. 5,000 + GST
- Reward redemption fee: Rs. 99 for each EDGE reward redemption transaction
In summary, the Axis Bank Atlas Credit Card has a good fee plan. It also offers many rewards and benefits. This makes it a great choice for those seeking a credit card with Axis Bank credit card features and Axis Bank rewards.
Security Features and Protection Benefits
As an Axis Bank Atlas Credit Card holder, I get many security features and protection benefits. These include fraud protection and insurance coverage. The card is designed to keep my transactions safe, giving me peace of mind.
The Axis Bank credit card has a unique card protection service in India, thanks to CPP Assistance Services (P) Ltd. It offers a 24-hour helpline for lost or stolen cards. It also has fraud protection that starts 15 days before I report a loss or theft. I can also get emergency cash and hotel bills covered, both in India and abroad.
Some key security features and protection benefits of the Axis Bank Atlas Credit Card are:
- Fraud protection up to Rs. 1,00,000 for Classic Plus, Rs. 2,00,000 for Premium Plus, and Rs. 3,00,000 for Platinum Plus
- Mobile wallet protection up to Rs. 50,000 for Classic Plus, Rs. 1,00,000 for Premium Plus, and Rs. 1,00,000 for Platinum Plus
- Comprehensive internet security solution powered by F-Secure
- Free replacement of PAN card service provided by CPP
With these features, I can use my Axis Bank Atlas Credit Card safely. I have peace of mind when making transactions.
Conclusion: Is the Axis Bank Atlas Credit Card Right for You?
The Axis Bank Atlas Credit Card offers a lot for those looking for a good credit card. It has the EDGE Miles program, giving up to 5X reward points in certain categories. You can also redeem points in many ways, making it easy to earn and use your rewards.
Travel lovers will enjoy the card’s travel perks. You get access to airport lounges and don’t have to pay for fuel surcharges. These benefits make the card great for those who travel a lot.
The card also has shopping and lifestyle perks. You get discounts at merchants and special dining offers. Plus, it has strong security features to protect your transactions and personal info.
In summary, the Axis Bank Atlas Credit Card is a solid choice. It rewards your spending and offers great benefits for travel, shopping, and lifestyle. If you’re looking for a new credit card, this one might be perfect for you.
FAQ
What makes the Axis Bank Atlas Credit Card unique?
The Axis Bank Atlas Credit Card offers a special experience. It has a tier-based system for earning EDGE Miles on all purchases. Plus, it gives welcome, milestone, and annual benefits.
What are the key features of the Axis Bank Atlas Credit Card?
This card has many features. You can earn and redeem miles with airlines and hotels. It also offers lounge access, travel insurance, and discounts on shopping and dining.
Who is the target customer for the Axis Bank Atlas Credit Card?
It’s for those who travel often. Whether for work or fun, the card’s benefits are designed for frequent travelers.
What are the eligibility requirements for the Axis Bank Atlas Credit Card?
You need to meet certain criteria to apply. This includes age and income requirements. After submitting your documents, the bank will review your application.
How does the rewards program work for the Axis Bank Atlas Credit Card?
The EDGE Miles program is flexible and rewarding. You earn miles on every purchase, with more for travel. You can use miles for flights, hotels, and more.
What travel benefits and airport privileges are available with the Axis Bank Atlas Credit Card?
The card offers many travel benefits. This includes lounge access, concierge services, and travel insurance. These perks make traveling more comfortable and convenient.
What shopping and lifestyle perks are offered with the Axis Bank Atlas Credit Card?
The card comes with shopping and lifestyle perks. Enjoy discounts, entertainment benefits, and dining privileges. These perks enhance your daily life.
What is the online application process for the Axis Bank Atlas Credit Card?
You can apply online or offline. The online process involves submitting documents and tracking your application. The bank will guide you through the next steps.
What are the annual fees and charges associated with the Axis Bank Atlas Credit Card?
The card has an annual fee of Rs. 5,000, waived for the first year. The bank explains the fees and how to maximize rewards.
What security features and protection benefits are offered with the Axis Bank Atlas Credit Card?
The card has strong security features and protection. This includes fraud protection and insurance. You can use your card with confidence, knowing your information is safe.
