I’ve been searching for ways to make my entertainment and shopping more rewarding. That’s when I found the Axis Bank My Zone Credit Card. It offers great benefits like buy one get one free on movie tickets via the District app. You also get a monthly benefit of up to ₹200 from movie spends.
Plus, there’s a complimentary Sony LIV Premium subscription worth ₹1499 with your first purchase in 30 days. The Axis Bank credit card is packed with rewards and discounts. It’s perfect for those who love online entertainment and shopping.
With the My Zone Credit Card, you get instant discounts on Swiggy orders. You can also earn EDGE REWARD points and save up to ₹1,000 at AJIO. All while enjoying the convenience of the Axis Bank credit card.
Key Takeaways
- The Axis Bank My Zone Credit Card offers buy one get one free on movie tickets via the District app.
- Cardholders can earn a monthly benefit of up to ₹200 from movie spends using the My Zone Credit Card.
- A complimentary Sony LIV Premium subscription worth ₹1499 is provided with the first purchase within 30 days.
- Instant discounts on Swiggy orders and savings of up to ₹1,000 at AJIO are available with the Axis Bank credit card.
- The My Zone Credit Card offers a range of rewards and discounts, making it a great option for entertainment and shopping enthusiasts.
- Earn 4 EDGE REWARD points for every ₹200 spent, with specific excluseah on various transaction categories.
- 1% fuel surcharge waiver on transactions between ₹400 and ₹4,000, with a maximum refund of ₹400 per month.
Understanding the Axis Bank My Zone Credit Card
I’m excited to share the benefits of the Axis Bank My Zone Credit Card. It has a unique rewards program and a fuel surcharge waiver. Plus, it offers other great perks.
The card makes shopping easy, with more reward points at partner stores like Ajio and Swiggy. It also comes with a free SonyLiv Premium Subscription and up to 15% cashback at partner restaurants in India.
What Makes My Zone Credit Card Unique
The My Zone Credit Card is perfect for those who want to earn more rewards. It offers extra points on weekend dining and shopping at partner stores. It’s great for maximizing your spending.
Key Features at a Glance
- Earn 4 EDGE REWARD points for every ₹200 spent
- Fuel surcharge waiver
- Complimentary annual SonyLiv Premium Subscription
- Up to 15% cashback at partner restaurants in India
Target Audience and Card Category
The My Zone Credit Card is for those seeking a card with many benefits and rewards. Its unique features and accelerated points make it perfect for maximizing your spending.
Essential Benefits and Rewards Structure
The My Zone Credit Card offers a special experience for its users. Cardholders earn four EDGE REWARD points for every ₹200 spent. They can then use these points to get rewards from the EDGE REWARDS Catalogue.
Key benefits include earning 10 Axis EDGE REWARD points for every ₹200 spent. You can use these points for travel, dining, and more. There are also discounts of up to 25% at fine dining restaurants and other perks.
Cardholders get complimentary access to select domestic lounges after spending ₹50,000 in the last 3 months. They also enjoy instant savings of up to 15% on flights and hotels through Goibibo and Makemytrip. This makes it perfect for those who travel a lot.
Here are some main rewards and benefits of the My Zone Credit Card:
- Earning 10 Axis EDGE REWARD points on every ₹200 spent
- Redemption options for travel, dining, and other experiences
- Discounts of up to 25% at select fine dining restaurants
- Fuel surcharge waivers and other perks
- Complimentary access to select domestic lounges
- Instant savings of up to 15% on flights and hotels
The My Zone Credit Card offers a unique and rewarding experience. It has a variety of benefits and rewards that make it special.
How to Apply for Your My Zone Credit Card
To apply for an Axis Bank credit card, it’s easy. Just follow the online application steps. You’ll need to submit some documents like a PAN card photocopy, proof of income, and where you live.
The documents you need are:
- PAN card or Form 60
- Recent colored photograph
- Income proof (Recent Payslip/Form 16/ITR copy)
- Residence proof (Passport/Ration Card/Electricity Bill/Landline Telephone Bill)
- Identity proof (Passport/Driving License/PAN Card/Aadhaar Card)
After you send in the documents, you can check your application’s status online. This makes applying for the Axis Bank My Zone Credit Card clear and simple.
By following these steps, you can apply for an Axis Bank credit card. Then, you can enjoy the benefits and rewards it offers.
| Document | Description |
|---|---|
| PAN card | Photocopy of the PAN card |
| Income proof | Recent payslip or Form 16 |
| Residence proof | Passport, ration card, or electricity bill |
Eligibility Requirements and Documentation
To get the Axis Bank My Zone Credit Card, you need to be between 18 and 70 years old. You must also live in India or be a Non-Resident Indian. You’ll need to show you make enough money to qualify for the card. You’ll need to provide a few documents to prove your eligibility.
These documents include a PAN card or Form 60, a recent photo, proof of income, where you live, and who you are. Your age, income, and credit history play a big role in getting the card. Make sure you meet all the criteria before applying.
- PAN card or Form 60
- Recent photograph
- Income proof (latest salary slips, Form 16, Income Tax Returns)
- Residence proof (utility bill, ration card, passport)
- Identity proof
After you have all the documents, you can apply for the Axis Bank My Zone Credit Card. It’s important to meet the eligibility criteria to avoid any delays. The requirements for the Axis Bank credit card can change, so always check the latest information before applying.
Rewards Program Deep Dive
As an Axis Bank My Zone Credit Card holder, I earn rewards points on my spending. These points can be used for various rewards. I can collect points and exchange them for items in the EDGE REWARDS Catalogue.
The Axis Bank My Zone Credit Card rewards program offers a detailed rewards system. To get the most out of it, I need to know how to collect points and what I can get in return.
Point Accumulation System
I earn points with every purchase. For instance, spending ₹3,00,000 a year gets me 10,000 reward points.
Redemption Options
The Axis Bank My Zone Credit Card rewards program has many ways to use points. I can get luxury hotel vouchers, which might cost around ₹10,000 for 10,000 points.
Special Reward Categories
Some rewards, like movie ticket discounts, offer up to 30% off. I also get rewards on online payments, like 5% back on bills paid via Google Pay with the Axis Bank ACE Credit Card.
The Axis Bank My Zone Credit Card rewards program is all about giving cardholders a wide range of rewards. By learning how to collect points and what I can get, I can make the most of my rewards.
Annual Fees and Charges Structure
When looking at the Axis Bank My Zone Credit Card, knowing the fees is key. The card costs ₹500 to join and ₹500 each year after that. These Axis Bank My Zone Credit Card fees are important to think about.
There are other charges too. These include fees for cash advances, fuel, and foreign currency. Here are some main charges:
- Cash advance charge: 2.5% of the withdrawal amount, with a minimum fee of ₹500
- Fuel surcharge: 1% of the transaction amount
- Foreign currency markup fee: 3.5% of the transaction value
Some fees can be waived or lowered. For example, the annual fee might not apply if you spend a certain amount. Make sure to read the fine print to see how to save on fees.
| Fee Type | Fee Amount |
|---|---|
| Joining Fee | ₹500 |
| Annual Fee | ₹500 (from second year onwards) |
| Cash Advance Charge | 2.5% of withdrawal amount (min. ₹500) |
Understanding the Axis Bank My Zone Credit Card fees helps you decide if it’s for you. Always check the terms and think about how you spend before applying.
Shopping Benefits and Merchant Partnerships
As an Axis Bank My Zone Credit Card holder, I get many shopping perks. These include discounts at partner stores and special deals on Swiggy and AJIO. It’s a great card for those who love shopping online or offline.
The card offers up to 40% off on Swiggy orders, with a max discount of ₹120 on orders over ₹500. You can use this twice a month. Plus, there’s a Buy One Get One deal on Zomato District, worth up to ₹200, with no order minimum, once a month.
Partner Stores and Outlets
Here are some places where you can get discounts with your Axis Bank My Zone Credit Card:
- Swiggy
- AJIO
- Zomato District
Special Discounts and Offers
The card also has special deals on various platforms, including:
- Flat ₹120 off on a minimum order of ₹500 on Swiggy, usable 2 times per month
- Buy One Get One offer with a maximum discount of ₹200 on Zomato District, usable 1 time per month
- ₹1000 off on select styles with a minimum spend of ₹2999 on AJIO, with no cap on usage
The Axis Bank My Zone Credit Card offers great ways to save money and enjoy exclusive deals. It’s perfect for those who shop online or offline often.
| Platform | Discount/Offer | Usage Limit |
|---|---|---|
| Swiggy | Flat ₹120 off on a minimum order of ₹500 | 2 times per month |
| Zomato District | Buy One Get One offer with a maximum discount of ₹200 | 1 time per month |
| AJIO | ₹1000 off on select styles with a minimum spend of ₹2999 | No cap on usage |
Digital Features and Mobile Banking Integration
The Axis Bank My Zone Credit Card has many digital features. It makes managing your account and making transactions easy. You can check your balance, pay bills, and transfer money with just a few taps on your phone.
With the mobile app, you can also track your expenses and see your credit score. You’ll get notifications for transactions and payments too.
Some of the key digital features of the Axis Bank My Zone Credit Card include:
- Mobile app for account management and transactions
- Online account management for tracking expenses and monitoring credit score
- Transaction notifications and alerts
- Bill payment and fund transfer capabilities
The digital features of the Axis Bank My Zone Credit Card offer convenience and flexibility. You can manage your account and make transactions online or through the app. This way, you can keep track of your finances and enjoy your credit card rewards and benefits.
In summary, the Axis Bank My Zone Credit Card is great for managing your finances easily. Its digital features and online account management make banking seamless and convenient.
Security Features and Protection Policies
As a cardholder of the Axis Bank My Zone Credit Card, I know my transactions are safe. The card has an EMV certified chip. This advanced security feature helps prevent fraud, making me feel secure when I shop.
The Axis Bank My Zone Credit Card has many security features. These include:
- EMV certified chip for secure transactions
- Verified by Visa or MasterCard Secure Code for online transactions
- Zero liability policy in case of lost or stolen cards
Axis Bank also offers tools to help manage accounts and prevent fraud. For example, cardholders can track their transactions online or through the mobile app. They also get alerts for any suspicious activity.
Overall, the Axis Bank My Zone Credit Card offers great security. Its advanced features and tools make me confident when using my card.
Travel and Lifestyle Benefits
As an Axis Bank My Zone Credit Card holder, I get to enjoy many travel and lifestyle perks. I can relax in style at airport lounges before my flights. Here, I can enjoy free food and drinks, Wi-Fi, and comfy seating.
My card also offers travel insurance, which protects me from unexpected events like trip cancellations or medical emergencies. This gives me peace of mind when I travel, knowing I’m covered.
Some of the key travel benefits of my Axis Bank My Zone Credit Card include:
- Complimentary airport lounge access at both domestic and international airports across India
- Travel insurance coverage for protection against health hazards and other unexpected events
- Discounts and cash backs available at partner restaurants and premium dining establishments
- Savings on fuel spend through partnerships with fuel companies
With these travel and lifestyle benefits, my Axis Bank My Zone Credit Card is the perfect travel companion. It offers convenience, comfort, and financial protection wherever I go.
| Benefit | Description |
|---|---|
| Complimentary Airport Lounge Access | Relax in style before your flights with free food, drinks, Wi-Fi, and comfortable seating |
| Travel Insurance Coverage | Financial protection against unexpected events like trip cancellations or medical emergencies |
Conclusion: Is the Axis Bank My Zone Credit Card Right for You?
The Axis Bank My Zone Credit Card has many benefits and rewards. It’s great for those who shop a lot, travel often, or want a card with cool perks. If you’re looking for a good credit card, this one from Axis Bank is worth thinking about.
This card offers cashback, points, and lifestyle and travel perks. It also has contactless payments and digital features. The annual fee is reasonable, and it can be waived, making it more affordable.
Whether you should get the Axis Bank My Zone Credit Card depends on your spending and lifestyle. Look at the card’s features and see if they match what you need. This card is a solid choice for those wanting a useful and rewarding financial tool.
FAQ
What are the key features of the Axis Bank My Zone Credit Card?
The Axis Bank My Zone Credit Card has cool features. You get a buy one get one free movie ticket deal. Plus, there’s a free Sony LIV subscription. And, you can earn points on your purchases.
How can I earn and redeem rewards with the Axis Bank My Zone Credit Card?
You earn points on your purchases with the Axis Bank My Zone Credit Card. These points can be redeemed for rewards like gift cards and travel vouchers. There are also special reward categories to boost your earnings.
What are the eligibility requirements for the Axis Bank My Zone Credit Card?
To get the Axis Bank My Zone Credit Card, you need to meet certain criteria. This includes age, residency, and income requirements. You’ll also need to provide the right documents for your application.
What are the annual fees and charges associated with the Axis Bank My Zone Credit Card?
The Axis Bank My Zone Credit Card has a joining fee and an annual fee. There are also other charges. It’s important to know the total cost of owning and using the card.
What shopping benefits and merchant partnerships are available with the Axis Bank My Zone Credit Card?
The Axis Bank My Zone Credit Card offers shopping benefits like discounts and special offers. These are available at partner stores and outlets. Cardholders get a better shopping experience through these partnerships.
What digital features and mobile banking integration does the Axis Bank My Zone Credit Card offer?
The Axis Bank My Zone Credit Card provides a smooth digital experience. It has a mobile app and online account management. Cardholders can manage their account anytime, anywhere.
How does the Axis Bank My Zone Credit Card protect me from fraud and unauthorized transactions?
The Axis Bank My Zone Credit Card has strong security features. It protects your transactions and personal information. You can be sure your credit card usage is safe.
What travel and lifestyle benefits come with the Axis Bank My Zone Credit Card?
The Axis Bank My Zone Credit Card offers travel and lifestyle benefits. You get airport lounge access and travel insurance coverage. These benefits make your travel experience better.
