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Axis Bank Platinum Credit Card

Axis Bank Platinum Credit Card

I’m excited to share the benefits and rewards of the Axis Bank Platinum Credit Card. It offers unmatched safety and privileges. The card has an EMV certified chip, making transactions secure against fraud.

It’s great for those who value convenience and security. You get cashback on movie tickets, fuel surcharge waiver, and more. You can even convert purchases into EMIs.

The Axis Bank Platinum Credit Card is perfect for a secure and rewarding experience. It’s great for those who want to get the most out of their purchases. Whether shopping online, dining out, or traveling, this card has your back.

I’m impressed by the value the Axis Bank Platinum Credit Card offers. You get 5% cashback on bill payments and 4% on Swiggy, Zomato, and Ola. It’s a great choice for anyone looking for a rewarding credit card.

Key Takeaways

  • The Axis Bank Platinum Credit Card offers unparalleled safety with an EMV certified chip
  • Earn 6 points for every Rs 200 spent, except on gasoline purchases, with the credit card rewards program
  • Enjoy 5% cashback on bill payments and recharges on Google Pay through the Axis Bank Platinum Credit Card
  • Get 4 complimentary lounge accesses allowed at select domestic airports per year with the credit card benefits
  • Take advantage of the 1% fuel surcharge waiver available on the Axis Bank Platinum Credit Card
  • Receive a welcome benefit valued at ₹ 600 upon signup, making it an excellent choice for new credit card users

Understanding the Axis Bank Platinum Credit Card

The Axis Bank Platinum Credit Card has many features that make it appealing. It offers rewards and benefits. One standout feature is ZERO responsibility for lost card, so you won’t be liable for lost card transactions up to your limit.

To get this card, you need to meet certain criteria. This includes income and age requirements. Applying is easy, both online and offline. You’ll need to provide income proof and ID.

This card comes with extra rewards for reaching spending milestones. You also get annual fee waivers and lounge access. Plus, there’s a fuel surcharge refund and purchase protection. To enjoy these perks, you must meet spending requirements and apply correctly.

Key Highlights at a Glance

  • Additional 10,000 Edge reward points worth Rs. 2000 upon achieving spends milestone of Rs. 2.5 lakhs in a card anniversary year
  • Annual fees of Rs. 1500 will be reversed on achieving spends of Rs. 5 lakhs in the previous card anniversary year
  • 2 Complimentary access per calendar quarter to select domestic lounges with a requirement of Rs. 50K spends in the prior 3 months to be eligible for access

The Axis Bank Platinum Credit Card is a solid choice for those seeking rewards and benefits. Knowing the eligibility and application process helps you decide if it’s for you.

Exclusive Rewards and Benefits Program

The Axis Bank Platinum Credit Card has a special rewards and benefits program. It gives rewards like 6 points for every Rs 200 spent in India and 12 points for every Rs 200 spent abroad. You also get a Welcome Benefit of 5,000 EDGE REWARD points if you spend Rs. 1,000 or more within 30 days of getting the card.

It also offers interest rates as low as 3.75% per month. You can enjoy fuel surcharge waiver, dining discounts, and free lounge access. Customer reviews say the rewards program is easy to use and has good redemption options. Some of the main benefits include:

  • Unlimited 2 EDGE REWARD points earned on every Rs 125 spend
  • 10X reward points on every Rs 125 spent on apparel and departmental stores
  • 30% discount on Swiggy for food delivery
  • Complimentary Lounge Access: 2 lounge accesses per quarter at select domestic airports

The Axis Bank Platinum Credit Card’s rewards and benefits program is designed to give cardholders a unique and rewarding experience. With its competitive interest rates and wide range of benefits, this card is a top choice for those who want to earn and redeem points easily. As customer reviews have shown, this card is perfect for those who want to earn points quickly and redeem them easily.

Essential Eligibility Requirements

To apply for the Axis Bank Platinum credit card, you need to know the eligibility criteria. The eligibility includes being between 18-70 years old for the main cardholder. Add-on cardholders must be at least 15 years old. You’ll need to provide documents like proof of income, identity, and where you live during the application process.

The Axis Bank Platinum credit card has great features for those who qualify. To apply, you must live in India or be a Non-Resident Indian. The bank usually lets you know about your application within 21 working days.

The documents you’ll need for your application are:

  • PAN card photocopy or Form 60
  • Colour photograph
  • Proof of income: Latest payslip, Form 16, or IT return copy
  • Residence proof options: Passport, Ration Card, Electricity bill, Landline telephone bill
  • Identity proof options: Passport, Driving License, PAN Card, Aadhaar card

Remember, the bank might ask for different documents based on your situation. Knowing what you need helps make the application process easier. This way, you can enjoy the benefits and features of the Axis Bank Platinum credit card.

Document TypeOptions
Residence ProofPassport, Ration Card, Electricity bill, Landline telephone bill
Identity ProofPassport, Driving License, PAN Card, Aadhaar card

How to Apply for Your Card

Applying for the Axis Bank Platinum Credit Card is easy. You can do it online or in person. You’ll need to show income proof and ID. The application process usually takes a few days to a week. Then, you’ll get your card.

Remember, there are fees for the card. The joining fee is Rs. 500, and the renewal fee is Rs. 200. But, these fees can be skipped if you meet certain spending targets.

Reading customer reviews is a smart move before applying. It helps you understand the card’s good and bad points. This way, you can decide if the Axis Bank Platinum Credit Card fits your needs.

Here’s how to apply for the card:

  • Visit the Axis Bank website or a branch in person
  • Fill out the application form and provide needed documents
  • Wait for the application to be processed and the card to be issued

Understanding the Fee Structure

Being a responsible credit card user means knowing the fees of your Axis Bank Platinum Credit Card. The card has an annual fee of Rs. 200 and a joining fee of Rs. 500. But, these fees can be skipped if you spend enough.

It’s also key to look at the interest rates and charges. The interest for buying things and getting cash is 3.75% a month, or 55.55% a year. There’s also a 2.5% fee for cash withdrawals, with a minimum of Rs. 500.

Other fees to watch out for include late payment fees. These can be between Rs. 500 and Rs. 1,200, based on how much you owe. There’s also a 3.5% fee for foreign transactions. To avoid these, pay on time and keep your account current.

Here are some important fees and charges to remember:

  • Annual fee: Rs. 200
  • Joining fee: Rs. 500
  • Finance charges: 3.75% per month
  • Cash withdrawal fees: 2.5% of the cash amount
  • Late payment fees: Rs. 500 to Rs. 1,200
  • Foreign transaction fees: 3.5% of the transaction value

Knowing the fees and charges of your Axis Bank Platinum Credit Card helps you spend wisely. It also helps you avoid extra fees and interest rates.

Maximizing Your Reward Points

To get the most out of the Axis Bank Platinum Credit Card, it’s key to know how to boost your reward points. The card gives 100 points for your first online buy and 6 points for every Rs 200 spent in India. This is as good as other cards, like the Axis Bank Buzz card, which gives 2-6 points per Rs 200.

Reviews show that using the card for everyday things like groceries and eating out is the best way to earn more. The card’s program lets you trade points for travel, cool stuff, or cash back. Knowing how points work and what you can get for them is important, as rates can change based on what you choose.

Here are some tips to boost your reward points:

  • Earn 6 points for every Rs 200 spent domestically
  • Redeem points for travel, merchandise, or cash back
  • Use the card for daily transactions to maximize rewards
rewards points

By using these tips and understanding how points are earned and used, you can make the most of your Axis Bank Platinum Credit Card. For more info, check out the Axis Bank website. It has lots of details on rewards and benefits.

Credit CardReward Points per Rs 200
Axis Bank Platinum Credit Card6
Axis Bank Buzz Credit Card2-6
Axis Bank Neo Credit Card2

Travel and Lifestyle Privileges

As a holder of the Axis Bank Platinum Credit Card, I enjoy many travel and lifestyle perks. One big benefit is the free airport lounge access. It’s a great place to relax before my flights.

I also get a fuel surcharge waiver on fuel buys in India. This waiver is for transactions between Rs. 400 and Rs. 4,000. It offers a maximum benefit of Rs. 250 per statement cycle.

For dining, I earn 4 EDGE REWARD points for every Rs. 200 spent. Plus, I get a 15% discount at partnered restaurants up to Rs. 500. This discount is valid once a month with a minimum order of Rs. 2,500.

I can also convert big transactions into EMIs. This makes managing my expenses easier. The lifestyle benefits of this card are impressive. I get instant savings of up to 15% on flights and hotels every Wednesday via Goibibo and Makemytrip. I also get 10% off on orders via Swiggy and Amazon Fresh.

Some other benefits of the Axis Bank Platinum Credit Card include:

  • 10% off up to Rs. 1,000 on Tira
  • Eligibility for free add-on cards for immediate family members over 18 years of age
  • Zero lost card liability ensures protection against fraudulent use from the moment the loss is reported

The Axis Bank Platinum Credit Card offers a wide range of travel and lifestyle perks. These perks can make my daily life better and more rewarding. With so many benefits and rewards, this card is a great choice for anyone wanting to enhance their travel and lifestyle experiences.

BenefitDetails
Complimentary airport lounge accessRelax in style before your flights
Fuel surcharge waiverSave up to Rs. 250 per statement cycle on fuel transactions
Dining discountsGet 15% off at partnered restaurants and 10% off on orders via Swiggy and Amazon Fresh

Security Features and Protection

The Axis Bank Platinum Credit Card focuses on security and protection. It has features to prevent fraud and loss. It offers ZERO responsibility for lost cards and an EMV certified chip for safe transactions.

The card comes with a protection service from Axis Bank and CPP Assistance Services (P) Ltd. This service includes a 24-hour helpline for lost or stolen card reports. There’s a toll-free number and an international emergency number too.

ServiceClassic PlusPremium PlusPlatinum Plus
Emergency Cash Advance₹5,000₹20,000₹20,000
Emergency Hotel Bills (Overseas)₹80,000₹1,20,000₹1,60,000
Fraud ProtectionUp to ₹1,00,000Up to ₹2,00,000Up to ₹3,00,000

The Axis Bank Platinum Credit Card also offers insurance coverage. This includes mobile wallet protection and credit analysis benefits. These features make for a secure and protected banking experience.

security features

Digital Banking Features

The Axis Bank Platinum Credit Card comes with digital banking features for easy management. You can check your accounts, pay bills, and get rewards online or through apps. This makes handling your card simple and accessible.

Key benefits include tracking transactions and getting alerts. You can also pay bills anywhere, anytime. The mobile app lets you see your account details, statements, and rewards.

Here are some digital banking features for Axis Bank Platinum Credit Card holders:

  • Internet banking
  • Mobile app management
  • Customer service channels

These digital banking features offer a smooth banking experience. You get easy access to your account and rewards.

The Axis Bank Platinum Credit Card’s digital banking features bring many benefits. They make banking easy and hassle-free, appealing to those seeking convenience.

FeatureBenefit
Internet BankingTrack transactions, receive account alerts
Mobile App ManagementAccess account information, view statements, redeem rewards
Customer Service ChannelsGet assistance with account-related queries

Comparing with Other Axis Bank Cards

When looking at the Axis Bank Platinum Credit Card, it’s key to compare its features and benefits with other cards. This comparison helps you choose the right card for your needs.

The Axis Bank Platinum Credit Card stands out with its welcome gift and spending milestones. For example, the Axis Bank Atlas Credit Card gives 5 EDGE Miles per ₹100 on travel. The American Express Platinum Travel Credit Card offers 10,000 Membership Rewards Points after spending ₹15,000 in 90 days.

Other cards, like the Axis Bank Reserve Credit Card and the American Express Platinum Charge Card, offer more perks. These include unlimited lounge access and VIP airport help. But, they have higher fees, like ₹50,000 + GST for the Axis Bank Reserve Credit Card and ₹60,000 + GST for the American Express Platinum Charge Card.

The table below shows a comparison of these cards’ main features:

CardAnnual FeeWelcome BenefitLounge Access
Axis Bank Platinum Credit Card₹5,0002,500 EDGE Miles8 domestic and 4 international visits
Axis Bank Atlas Credit Card₹5,0002,500 EDGE Miles8 domestic and 4 international visits
American Express Platinum Travel Credit Card₹5,00010,000 Membership Rewards Points8 complimentary domestic lounge accesses per year

Conclusion

Reflecting on the Axis Bank Platinum Credit Card, I’m sure it’s a great choice. It offers many rewards and top-notch security. These features are designed for those who want the best.

The card’s flexible rewards structure lets you earn EDGE Points on daily purchases. You can use these points for travel, merchandise, and more. Plus, it has competitive interest rates and no joining fee, making it a smart pick.

The Axis Bank Platinum Credit Card also comes with lifestyle privileges and travel benefits. These perks make using the card even better. The card’s advanced security measures and comprehensive insurance coverage add to the peace of mind.

In summary, the Axis Bank Platinum Credit Card is a top choice for Indian consumers. It combines great rewards, secure features, and lifestyle perks. It’s a solid option for those looking for a premium credit card.

FAQ

What are the key features and benefits of the Axis Bank Platinum Credit Card?

The Axis Bank Platinum Credit Card offers many perks. You get cashback on movie tickets and fuel surcharge waivers. It also lets you convert purchases into EMIs.

It has an EMV certified chip for safe transactions. Plus, it has a rewards program to enhance your experience.

Who is the target customer for the Axis Bank Platinum Credit Card?

This card is for people with a specific income and age. You need to meet certain income and age criteria. You also need to provide the right documents.

How do I earn and redeem reward points with the Axis Bank Platinum Credit Card?

The card has a rewards program. You earn points based on how you use the card. You can use these points for things like merchandise, travel, and lifestyle experiences.

What are the fees associated with the Axis Bank Platinum Credit Card?

The card has annual and joining fees, interest rates, and charges for foreign transactions. It’s key to know the total cost and what happens if you’re late with payments.

What are the security features and protection offered by the Axis Bank Platinum Credit Card?

The card focuses on security and protection. It has an EMV certified chip and a zero liability policy for lost cards. It also offers insurance to protect against fraud and loss.

How do I compare the Axis Bank Platinum Credit Card with other Axis Bank card options?

When looking at different Axis Bank cards, compare the Platinum Credit Card. See how it compares to others to find the best fit for you.

Charan  के बारे में
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