Did you know that over 50 million Indians use credit cards to maximize their rewards and benefits? If you’re looking to make the most of your daily spending, the HDFC Bank Times Titanium Credit Card is an excellent choice. I personally love this card because it offers a perfect blend of lifestyle benefits and reward points on every transaction.

One of the standout features is the welcome gift, which includes curated gift vouchers and complimentary memberships. Plus, with contactless payment facilities, everyday purchases have never been easier or faster. The card also shines with its instant approval process and 100% paperless application via BankBazaar or the official website.

What really sets this card apart is its reward point system. You earn 2 reward points for every Rs. 150 spent on retail purchases, and an impressive 5 points for every Rs. 150 spent on dining during weekdays. Plus, with exclusive discounts on movie tickets and dining, you can enjoy more for less. The card also offers up to 20% off on shopping, wellness, and hotel stays, making it a versatile option for all your needs.

Another great benefit is the 25% discount on movie tickets via BookMyShow, limited to 4 discounted tickets per month. Additionally, you get a Rs. 50 discount on food and beverage transactions once per month. For dining enthusiasts, there’s an additional discount of up to 15% off the bill when using PayEazy on Eazydiner.

The card also offers a 3 reward points for every Rs. 150 spent in retail categories, and the reward points are valid for 2 years from the date of accumulation. Monthly spending categories and points earned include:

• Shopping: Rs. 10,000 leads to 133.33 points.
• Dining (weekdays): Rs. 8,000 leads to 266.66 points.
• Dining (weekends): Rs. 8,000 leads to 106.66 points.
• Entertainment: Rs. 6,000 leads to 80 points.
• Other expenses: Rs. 5,000 leads to 66.66 points.

With a total monthly spend of Rs. 37,000, you can earn up to 653.31 points. The joining fee for the HDFC Titanium Times Credit Card is Rs. 500, and the annual fee is also Rs. 500. The interest rate is 3.49% per month, with an interest-free period of up to 50 days. Cash withdrawal fees are 2.5% of the withdrawn amount (minimum Rs. 500), and the cash advance limit is 40% of the credit limit.

Late payment charges range from nil for amounts less than or equal to Rs. 100, up to Rs. 1,300 for amounts over Rs. 50,000. Outstation cheque processing charges are Rs. 25 for cheques up to Rs. 5,000 and Rs. 50 for cheques over Rs. 5,000. Cash processing fees are Rs. 100, and over-limit charges are 2.5% of the over-limit amount (minimum Rs. 500). The reissue fee for a lost, stolen, or damaged card is Rs. 100, and foreign currency transaction fees are 3.5%. Payment return charges are 2% of the payment amount (minimum Rs. 450).

Eligibility for salaried applicants is between 21 to 60 years, and for self-employed applicants, it’s between 21 to 65 years. Required documents include PAN card, Aadhaar card, driving license, or voting card for identification, and passport, telephone bill, electricity bill, or other utility bills for address proof. Additional documents include passport-sized color photos, last quarter’s bank statement, and income proof (most recent Income Tax Return or wage slip).

• Earn 2 reward points for every Rs. 150 spent on retail purchases.
• Get 5 reward points for every Rs. 150 spent on dining during weekdays.
• Enjoy a 25% discount on movie tickets via BookMyShow, up to 4 discounted tickets per month.
• Receive a Rs. 50 discount on food and beverage transactions once per month.
• Additional discount of up to 15% off the bill when using PayEazy on Eazydiner.
• Earn up to 20% off on online and in-store shopping, wellness, and hotel stays.
• 3 reward points for each Rs. 150 spent in retail categories.

Discover how the HDFC Bank Times Titanium Credit Card is redefining lifestyle benefits for modern consumers. Designed with young professionals and dining enthusiasts in mind, this card offers a unique blend of rewards, discounts, and exclusive privileges that make everyday spending more rewarding.

This card is tailored for those who enjoy dining out and entertainment. With a welcome gift of curated vouchers and a contactless payment feature, it ensures convenience and rewards from the very first transaction. The card also boasts an instant approval process and a 100% paperless application, making it easily accessible.

Movie lovers and dining enthusiasts will find this card particularly appealing. The 25% discount on movie tickets via BookMyShow and up to 15% off on dining bills through Eazydiner make it a must-have for those who frequent restaurants and cinemas. Additionally, the card’s co-branded partnership with HDFC Bank and the Times Group ensures a wide range of benefits and exclusive offers.

The HDFC Bank Times Titanium Credit Card is more than just a payment tool—it’s a lifestyle companion. With its innovative features and tailored benefits, it stands out as a top choice for anyone looking to maximize rewards from their daily spending.

When it comes to maximizing rewards, the Titanium Times Credit Card truly stands out. With its array of features designed to enhance your lifestyle, this card offers something for everyone. From welcome gifts to exclusive dining discounts, every aspect is crafted to make your daily spending more rewarding.

New cardholders are greeted with a welcome gift that includes curated vouchers and complimentary memberships. These vouchers span across shopping and dining, providing immediate value from the moment you start using the card. Whether you’re treating yourself or planning a special occasion, these perks add a delightful touch to your new card ownership.

Dining enthusiasts and movie lovers will find this card especially appealing. Enjoy a 25% discount on movie tickets through BookMyShow, limited to four discounted tickets each month. For dining, you can savor up to a 15% discount on your bills when using PayEazy on Eazydiner. These benefits make every outing more enjoyable and cost-effective.

Earning rewards is effortless with this card. You earn 2 reward points for every Rs. 150 spent on retail purchases and an impressive 5 points for every Rs. 150 spent on dining during weekdays. The reward points are valid for two years, giving you ample time to accumulate and redeem them for exciting rewards. Plus, the contactless payment feature ensures fast and secure transactions, making your shopping experience even smoother.

These features not only make the Titanium Times Credit Card a practical choice but also a rewarding one. By offering a blend of lifestyle benefits and financial rewards, it helps you make the most of every transaction.

Earning rewards with the Titanium Times Credit Card is both simple and rewarding. For every Rs. 150 spent on retail purchases, you earn 2 reward points. Dining enthusiasts receive an impressive 5 points for every Rs. 150 spent during weekdays.

Your daily spending becomes even more rewarding. Whether it’s shopping, dining, or entertainment, every transaction adds up. The points are valid for two years, giving you ample time to accumulate and redeem them.

Redeeming your points is straightforward. You can choose from a wide range of gifts or opt for cashback through the HDFC Rewards Catalog. A nominal fee applies for redemption, ensuring a seamless process.

Maximize your rewards by using your card strategically. The more you spend, the more points you earn, making every transaction a step towards exciting rewards.

I’m excited to share how this credit card transforms your dining and entertainment experiences. Perfect for young professionals who love dining out and catching the latest movies, it offers unbeatable perks that make every outing more enjoyable and rewarding.

Movie enthusiasts will love the 25% discount on movie tickets through BookMyShow, with a maximum discount of ₹350 per transaction. You can enjoy this benefit up to 4 times a month. Additionally, the daily quota system ensures fairness, resetting at midnight if the quota is reached.

For dining, you get a Rs. 50 discount on food and beverage transactions once a month. Plus, with Eazydiner, you can enjoy a 10% instant discount up to ₹1,500 on restaurant bills. Using PayEazy adds an extra 10% off, making it a total of 20% off your dining bills.

Beyond movies and dining, this card partners with top brands to offer up to 20% off on shopping, wellness, and hotel stays. These discounts are available both online and offline, making every purchase more rewarding.

Everyday dining can lead to significant rewards. With 5 reward points for every ₹150 spent on dining during weekdays, you can quickly accumulate points. These points are valid for 2 years, giving you ample time to redeem them for exciting rewards.

These benefits are designed for the dynamic lifestyle of young professionals, ensuring that every transaction brings you closer to your next reward.

Understanding the fees and charges associated with your credit card is crucial to make the most of its benefits. The HDFC Bank Times Titanium Credit Card offers a transparent fee structure, ensuring you know exactly what to expect.

The card comes with a nominal joining fee and annual fee of ₹500 each. However, these fees can be waived if you meet specific spending criteria within the first year of card ownership. This flexibility makes the card more accessible and rewarding for users.

The monthly interest rate is 3.49%, applicable on overdue payments. Additionally, there are charges for cash withdrawals, late payments, and foreign transactions. Here’s a detailed breakdown:

These charges are competitive and provide clarity, helping you plan your finances effectively. Additionally, the card offers reward points on every transaction, enhancing its overall value.

Before you apply for the HDFC Bank Times Titanium Credit Card, it’s essential to check if you meet the eligibility criteria. Let’s break it down step by step.

To qualify, salaried individuals must be between 21 and 60 years old, while self-employed applicants can be up to 65 years old. A stable income and a good credit history are crucial for approval.

Here’s what you’ll need:

• PAN Card for identity verification.
• KYC Documents like Aadhaar, driving license, or passport.
• Income Proof, such as recent salary slips or ITR for self-employed.
• Recent Bank Statements to confirm financial stability.

From my experience, having all documents ready beforehand streamlines the process. Ensure everything is up-to-date to avoid delays.

Meeting these criteria and having your documents in order ensures a smooth application process for the HDFC Bank Times Titanium Credit Card.

Applying for the HDFC Bank Times Titanium Credit Card is a breeze, thanks to its 100% paperless and instant approval process. I found the online application to be seamless and user-friendly, making it accessible for everyone.

To begin, simply visit the HDFC Bank official website or BankBazaar. Navigate to the credit card section and locate the Titanium Times Credit Card application page. The website is intuitive, ensuring you can easily find what you’re looking for.

• Check Eligibility: Use the eligibility tool to instantly determine if you qualify.
• Fill Out the Form: Enter your personal and financial details accurately.
• Upload Documents: Submit required documents like PAN, Aadhaar, and income proof.
• Submit Application: Review your details and click submit to proceed.

After submitting, you’ll receive an application ID. Use this ID to track your application status on the HDFC Bank website. This feature ensures transparency and keeps you informed every step of the way.

My personal tip is to have all documents ready beforehand to speed up the process. This ensures a smooth and successful submission. With these simple steps, you can enjoy the benefits of the Titanium Times Credit Card in no time.

Have you ever wondered how to get the most out of your credit card rewards? With the right strategies, you can significantly boost your reward points and enjoy more benefits.

From my experience, timing your spending and combining offers can make a big difference. Here are some actionable tips to help you maximize your rewards:

• Plan Your Dining During Weekdays: Since dining on weekdays offers higher reward points, try to schedule your meals out during these times to earn more points.
• Consolidate Transactions: Combine smaller purchases to meet the spending thresholds for reward points, especially for retail and dining expenses.
• Avoid Ineligible Transactions: SmartEMI and fuel purchases often don’t qualify for rewards, so plan your transactions accordingly to maximize eligible spending.
• Track Reward Validity: Keep an eye on the 2-year validity period of your points and redeem them for high-value items before they expire.

By following these strategies, you can strike the perfect balance between benefits and costs, making your credit card a valuable tool for enhancing your lifestyle.

Reflecting on my journey with the HDFC Bank Times Titanium Credit Card, I can confidently say it’s a game-changer for maximizing everyday rewards. The seamless rewards program, especially the 5 points for every Rs. 150 spent on weekday dining, has been a personal favorite. Plus, the 25% discount on movie tickets and up to 15% off on dining bills through Eazydiner make every outing more enjoyable and cost-effective.

The card’s fee structure is transparent, with a joining fee and annual fee of Rs. 500 each, both of which can be waived if you meet specific spending criteria. The eligibility criteria are practical, with age ranges and income requirements that make it accessible to a wide audience. The 100% paperless and instant approval process is another standout feature, ensuring a hassle-free experience.

If you’re looking for a card that offers a perfect blend of lifestyle benefits and financial rewards, this is an excellent choice. I’d love to hear about your experiences with this or other credit cards—do share your thoughts in the comments below!